» Sign-In
Not all policies are equal - see how the plans measure up.
Not all policies are equal - see how the plans measure up.
See the difference
When it comes to pet insurance, it's important to do your research as the coverage from different providers varies. The range of options, extra add-ons, and exclusions can make it difficult to compare plans.
Enroll TodayThe easy-to-understand Healthy Paws plan covers all new accidents and illnesses without any annual or lifetime caps on payouts.
| Consideration | Healthy Paws | MetLife |
|---|---|---|
| No payout caps on any plans |
 |
 |
| Alternative care and genetic conditions coverage included in all plans |
|
|
| Reimbursement method based on the vet bill (not on a benefit schedule) |
|
|
| Annual deductible (not per condition) |
|
|
| Consumers Advocate rating (Consumers Advocate.org)* |
4.9 | Not rated |
Included
Not included or some exclusions
Included
Not included or some exclusions
Customer Reviews
- MetLife has an annual claim limit of $1,000 to $25,000, depending on your plan choice. They also apply the deductible per incident and/or annually depending on your policy.
- MetLife's plan has a 6-month waiting period for some specific conditions, such as cruciate ligament injuries and IVDD.
- MetLife says they process most claims in less than two weeks. Healthy Paws processes most claims within two days.
Reasons to consider MetLife: MetLife's enrollment process does not require a vet exam, and they offer discounts for military, healthcare workers, internet purchase, and employer benefit discounts. They also offer optional preventive care coverage.
A plan where you don't have to worry about maxing out your benefits on an annual or lifetime basis and want to minimize the amount you pay in deductibles.
With an easy-to-understand plan and team of vet techs, pet parents, and compassionate customer care specialists, you can relax knowing that we'll be here to help you get your pet back on their paws.
